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Altman Advisory Group Wealth Protection & Planning

Jeff Altman
Author
Speaker
Educator
Advisor
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Find Financial Peace of Mind

In a world where financial worries often stay hidden, Jeff Altman is here to change that. Jeff's goal is to help people achieve true peace of mind by addressing financial fears directly. Instead of letting the anxiety of the unknown fester, Jeff encourages his clients to ask the right questions. He'll collaborate with you to craft a customized plan that reduces stress. Together, you'll turn financial uncertainties into a well-defined route to a secure and peaceful financial future.

What are the threats that can destroy, derail, and disrupt your quality of life and lifestyle in retirement?

  • Taxes: Unexpected tax liabilities or changes in tax laws can significantly reduce retirement savings and income, impacting financial stability.
  • Economic Volatility: Market fluctuations and economic downturns can affect investment returns, potentially diminishing retirement funds and causing financial insecurity.
  • Aging Health Challenges: As people age, healthcare needs and costs typically increase, including expenses for chronic conditions, long-term care, and other medical services.
  • Family Conflicts: Disputes or the need to support family members financially can create stress and strain retirement resources, disrupting plans and quality of life.
  • Inflation: The rising cost of goods and services over time can erode the purchasing power of fixed retirement incomes, making it harder to maintain the same lifestyle.
  • Longevity: Outliving retirement savings is a significant risk as people live longer, requiring careful planning to ensure funds last throughout one's lifetime.
  • Personal Challenges: Personal issues such as loss of purpose, mental health struggles, or a lack of social connections can negatively affect overall well-being in retirement.
  • Bad Decisions: Poor financial decisions, such as inadequate planning, risky investments, or overspending, can jeopardize financial security and retirement goals.
My job is to protect you
from these threats

What matters to us... is you.

"Dreams of Building a legacy."

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Clients say it best.

Real People
With Real Families
Who Need Real Help

"I trust him explicitly, he is very very thorough, and very very cautious with people money. He cares about their money as much or more than his own money."

- Mike

About Altman Advisory Group

Welcome to Altman Advisory Group, where our goal is to empower you to Grow Wealth, Protect Wealth, Enjoy Wealth, Share Wealth, and Pass On Wealth. With over fifty years of experience, Jeff Altman brings a deep well of expertise in wealth accumulation, protection, and strategic planning. “My passion is straightforward: to increase your wealth while safeguarding it to meet your critical objectives—fulfilling and optimizing your deepest personal goals, desires, and dreams.”

Here at Altman Advisory Group, we recognize the challenges that can threaten your quality of life and retirement: Taxes, Inflation, Economic Volatility, Longevity, Aging Health Challenges, Personal and Family Conflicts, and the consequences of Poor Decisions. Our commitment is unwavering—to shield you from these risks through comprehensive Wealth Protection and Planning strategies grounded in Wisdom, Experience, and Success.

Our range of services includes Retirement Planning, Estate Planning, Income Planning, Longevity Planning, Tax Planning, Final Planning, and Volatility Protection Planning. We believe that Wealth Planning extends beyond mere financial security; it's about leveraging your wealth to lead a meaningful and purposeful life that aligns with your values, principles, mission, and personal milestones. Your financial journey is our privilege and primary focus at Altman Advisory Group.

Start with Jeff Today

Podcasts

We believe in guiding our clients to a happier lifestyle on the journey to and through retirement. We are excited to share a few podcasts with you, in hopes that it will give you a better understanding of how we can help you get to the "summit of retirement."

Podcasts available on these platforms!
Additional locations of podcasts

Our Team

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Jeff Altman

Owner/Operator/Advisor

Professional

Jeff has proven himself to be a leader and a man who commands trust and confidence. He honed his leadership skills in the United States Army, serving as a young infantry officer in the Vietnam War. He sustained wounds in combat and returned to civilian life, a young wife, and continued his education using the GI Bill. He specialized in accounting and attended law school while working, having begun a career in the life insurance industry. He didn’t realize at that time it would become his life’s work and passion in the benefits and guidance he is able to provide to clients.

Jeff has hands-on experience in all aspects of the financial services industry: wealth accumulation, wealth protection, tax-advantaged income planning, legacy planning, and safety of assets and income during retirement. He has over fifty years of experience helping clients through coaching them on their financial journey. Jeff derives great satisfaction from using his vast experience to help clients achieve their financial goals.

He has retired well three times and has said, “Continuing my career energizes me and keeps me vital. Helping my clients is my ultimate concept of success.” Jeff has built a company and staff that will continue to serve clients well into the future.

Personal

Jeff lives with his wife in Las Vegas. Initially attracted by the nightlife, he has found a tremendous sense of community, whether pursuing his spiritual ties to God or helping Vietnam vets who have not recovered from their time in combat.

Jeff is very athletic, having trained to compete as an Olympic weightlifter. He changed to bodybuilding and competed as a very young man. He is very disciplined and can be found at the gym five days a week. This discipline has helped him survive several serious health challenges.

Jeff and his wife are dog lovers, having rescued many from small to large, from German Shepherds to small mongrels. Currently, he is the proud owner of two Dobermans. He has said, "These dogs don’t know they are Dobermans as they love people, children, and even cats."

Their children live in Atlanta, GA, so they don’t see them as much as they would like. Zoom and FaceTime have proven to be great tools in maintaining a strong relationship, though they do visit often. Jeff's love for his two grandchildren is a driving force in everything he does, ensuring they live a fulfilling life is a major goal, as their financial future is secure.

Jeff’s career rounds out his personal life, and he intends to maintain his current path for the future.

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Jeff Altman

Owner/Operator/Advisor

"It is all about you, your values, principals, mission, and your Life quest of personal achievements."

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Leslie Husarenko

New Business Specialist

Leslie Husarenko has extensive experience working in the financial industry for the past 25 years assisting top producers with client services. She has tremendous experience with Life products and is a registered insurance agent. She is known for her friendliness and knowledge assisting new clients with our onboarding process, she makes it her mission to address and solve customer's questions efficiently.

Leslie is a proud mom of three and has six loving grandchildren, on weekends you will find Leslie cruising around on her boat enjoying the island life.

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Leslie Husarenko

New Business Specialist
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George Bain

Mortgage and Creative Financing Expert

George Bain is a 30 year veteran of the mortgage industry. During his career Mr. Bain has both owned and managed mortgage companies and is familiar with all aspects of mortgage origination. Since 2017 Mr. Bain’s main focus has been in the specialty of reverse mortgage planning. Mr. Bain is a respected guest speaker and has guided many clients through the process of obtaining a reverse mortgage. Mr. Bain often consults with attorneys and financial planners to assist them in planning comprehensive financial and tax saving strategies.

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George Bain

Mortgage and Creative Financing Expert
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Joe Clark

CFEd®

Joseph Clark of Brokers’ Choice of America has been providing assistance to retired, pre-retired clients and also independent advisors throughout the country for twenty-three years. He is an experienced teacher, published author and financial educator. He has extensive knowledge in the areas of preservation and distribution of wealth, retirement planning strategies, reduction of financial risk, lowering of taxes and protecting assets.

Joseph prides himself on his ability to provide his clients with proper planning and sound advice. His career in the Financial Services industry began as a Marketing Consultant. Joseph has earned his CFEd® certification with the Heartland Institute of Financial Education.

Joseph teaches health care planning and Income planning for retirees and pre-retirees. This experience has allowed him to become a successful advisor while assisting his clients in enhancing their piece of mind.

Joseph and his wife, Kimberly reside in Littleton, Colorado. They are the proud parents of three children: Haily, Kaira and Ivaiah, Grandson Makaio.

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Joe Clark

CFEd®
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Arlene Schaeman

Medicare specialist

Arlene is an East Coast girl. She was born in Ohio and moved to Alabama at twelve years old to be closer to family. She attended college in New Orleans, where she became a nurse. After becoming a mom, she became the owner and president of Exceptional Mortgage Corp. She built this company to 130 loan officers and 4 offices in the state of Florida. In 2001, Arlene qualified for Life and Health insurance licenses. Today, she specializes in showing people from all walks of life the ins and outs of Medicare and Medicare supplements. Her expertise is guiding clients to get the most out of this valuable protection.

Arlene has been working at a food pantry for many years, including delivering food to 25 families every Saturday.

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Arlene Schaeman

Medicare specialist
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James Jurica

CFP® CLU® CHFC® RICP®

James has worked in the financial services industry his entire professional career starting right out of college. He has a passion for working with clients and helping them achieve their long term financial goals. His main area of focus is on the investment management side of financial planning. James has a focus on risk management and wants to ensure that during the investment process, the focus stays on reducing risk and volatility in clients portfolios while still achieving the returns needed to accomplish the objective of the client.

James has achieved the Certified Financial Planner CFP®, less than 10% of all financial advisors are CFP® and this advanced training and education allows James to provide the highest quality service and value to clients. He has also achieved the Chartered Financial Consultant CHFC®, Chartered Life Underwriter CLU®, and Retirement Income Certified Professional RICP®. These designations have given James more training and insight on a wide variety financial planning areas. James is married to his wonderful wife Abbey and they have a 1 year old son together and enjoy spending time at the lake together.

Advisory services offered by Wealth Watch Advisors, LLC. Wealth Watch is an independent advisory service and not affiliated with WSA Financial nor any of it's affiliates. The company, and its investment adviser representatives, may not accept orders to affect purchase or sale transactions, accept funds, securities, or similar instructions via email or voicemail.

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James Jurica

CFP® CLU® CHFC® RICP®
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Robert Stovall

Tax Professional

Robert Stovall has worked in the tax industry for 30 years. He began his career as a tax examiner with the Internal Revenue Service, gaining tremendous insight into how the agency deals with taxpayers. After leaving the IRS, he entered the private sector, focusing on tax controversy representation and tax return preparation. As an experienced Enrolled Agent, he is a federally authorized tax practitioner empowered by the U.S. Department of the Treasury. With a mastery of the intricate world of tax laws and regulations, he guides his clients through the labyrinth of tax complexities, ensuring they receive comprehensive and accurate tax services tailored to their specific needs.

His firm, Stovall Tax Service, is located in Henderson, Nevada. It assists small businesses with entity selection and tax structure, addresses estate and trust issues, and manages international tax and FinCEN (Financial Crimes Enforcement Network) requirements for individuals and businesses.

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Robert Stovall

Tax Professional
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Paul Himmelstein

IRA Conversion Specialist

Paul Himmelstein, CLU, ChFC, began his career in 1978 with Prudential Insurance Company.  In 1980, he began his own financial planning firm, Himmelstein & Associates, specializing in estate, business, and retirement planning.

From 1994 until 2003, Paul was the Regional Manager for ING and Washington Square Securities (now known as ING Financial Partners) in the state of Connecticut.

Paul holds his Chartered Life Underwriter and Chartered Financial Consultant designations which he earned from the American College of Financial Services.

Paul also has his series 7, series 24, series 63, Life, Health, and Variable Insurance products licensing.

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Paul Himmelstein

IRA Conversion Specialist
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Jennifer Surmacz

President and Chief Counsel - Posterity Legal Services, LLC

During her years of general practice and litigation, Jennifer found herself drawn to Estate Planning because it gave her the opportunity to help families avoid Probate Court and build generational wealth.  Jennifer founded Posterity Legal Services, LLC in 2020 to focus solely on Estate Planning services.  She is passionate about helping clients understand the legal intricacies of Estate Planning and how to avoid Probate Court - translating complex legal concepts into easy-to-understand options for each client based on their unique circumstances.  

Jennifer was born into a military family and lived in several states before settling in Oklahoma. She graduated from Mustang High School as Valedictorian and a National Merit Scholar. Jennifer earned a Bachelor of Arts in Political Science and a Minor of Arts in Sociology from the University of Oklahoma. She earned her Juris Doctor at Oklahoma City University School of Law.  She currently resides in Saint Louis, Missouri.

Jennifer is licensed to practice law in Missouri, Oklahoma, Nevada, and the Federal District of Maryland. She has experience in Estate Planning, Probate, Contracts, Family law, Federal Civil litigation, and ERISA Federal Class Action litigation. Jennifer also served as a Special Public Defender for Juveniles in Canadian County, Oklahoma and St. Louis and St. Charles counties in Missouri.

Jennifer served terms as 10th Circuit Lieutenant Governor of the American Bar Association LSD, and Vice President of Women’s Law Student Association. She is a member of the American Bar Association, the Phi Alpha Delta legal fraternity, the Oklahoma Association of Justice, the National Association of Professional Women, Lawyers Fighting Hunger, and Gene Slay’s Girls and Boy’s Club. Jennifer is also a black belt and national champion in Tae Kwon Do.

Posterity Legal Services, LLC
34 North Brentwood Boulevard, Suite 200
Saint Louis, Missouri 63105
(833) 399-8585
www.posteritylegal.com

Legal Disclaimer: This website may be considered legal advertising in some jurisdictions. The choice of a lawyer is an important decision and should not be based solely upon advertisements.

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Jennifer Surmacz

President and Chief Counsel - Posterity Legal Services, LLC
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